A Contingency Fund is an amount you can add to your account as a safety net to use in case your bills cost more than you have budgeted for or for paying unexpected bills. BillsManager will calculate your Contingency Fund for you based on your overall account.  If you prefer to set your own Contingency Fund amount or have no Contingency Fund, tick the box in My First Plan or in My Settings and add the value you want.

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