Monthly Archives: January 2014

  • home-or-money-3-1176017-m
    Learning to manage your money Learning to manage your money

    Learning to manage your money

Learning to manage your money

Learning to manage your money can seem like a very difficult task especially if you are on a low income and do not have a lot of money to start off with.  It is not how much money you earn that is important, it is how you spend it.  (more…)

By |January 31st, 2014|blog|0 Comments
  • cfl-and-coins-1165455-m
    More savings for householders on Gas and Electricity Bills More savings for householders on Gas and Electricity Bills

    More savings for householders on Gas and Electricity Bills

More savings for householders on Gas and Electricity Bills

Home owners could be set to save as much as €300 a year in Gas and Electricity bills as another supplier enters the market for domestic users according to an article in the Herald  yesterday. (more…)

By |January 23rd, 2014|blog|0 Comments
  • money-in-pocket-2-968879-m
    Save money on bank fees, better in your pocket than theirs Save money on bank fees, better in your pocket than theirs

    Save money on bank fees, better in your pocket than theirs

Save money on bank fees, better in your pocket than theirs

A recent article in the Irish Independent highlighted that bank fees are costing the average household in Ireland €200 per year approximately.  And that €200 is not to pay for an overdraft facility, that’s a whole new set of additional fees on top of your basic charges.  That’s €200 a year to access your own money and you could save money by banking for free.

While we in Ireland are getting the hang of switching energy suppliers at the flick of a button to save money, we are less inclined to look at moving our bank account from one bank to another.  It is still possible to shop around and save money to keep your costs to the bare minimum or better yet, get “free” banking.  Consumerhelp.ie is a very useful site if you are looking to save money on banking fees and will quickly compare bank charges helping you choose which bank best suits your needs.

I manage to get my household bills banking requirements for free with an EBS moneymanager account.  I stay within the number of free ATM transactions a month and as one of our salary’s is paid into this account, I use it as my bill payments account. I use BillsManager.com to save money and manage my household bills, paying almost all bills by direct debit or standing order, again no bank charges apply.  For those bills that cannot be paid by direct debit or standing order, I dispense from my account using internet banking, again free of bank charges.

BillsManager.com, the free online budgeting tool, keeps me on track of my household bills and expenses setting out exactly what I need to set aside for my bills […]

By |January 22nd, 2014|blog|0 Comments
  • 1064586_time_is_money_2
    Save time and money paying your bills Save time and money paying your bills

    Save time and money paying your bills

Save time and money paying your bills

I don’t know about you but January always feels like a never ending month and always the month that the biggest bills seem to come through that door.  In addition the credit bill is at its highest as a result of those successful Christmas shopping trips.  A very stressful time for most but not me. (more…)

By |January 9th, 2014|blog|0 Comments
  • girl-1389753-m
    Girl power as Irish women take over household budgets Girl power as Irish women take over household budgets

    Girl power as Irish women take over household budgets

Girl power as Irish women take over household budgets

According to an article in the Irish Independent regarding a recent survey, over half of the Irish households surveyed said that women will take full control of the household expenses in 2014 in a bid to cut down on spending.  It also states that women not only do most of the household chores such as cooking and washing, they are also increasingly the ones making the financial decisions.  I say, old news! (more…)

By |January 3rd, 2014|blog|0 Comments