1. Terms & Conditions BillsManager      

These are the terms of use for BillsManager in relation to the website and online account and services provided at www.BillsManager.com and all BillsManager domains. BillsManager is comprised of various Web pages operated by BillsManager. The BillsManager Web Site is offered to you conditioned on your acceptance without modification of the terms, conditions, and notices contained herein. Your use of the BillsManager Web Site constitutes your agreement to all such terms, conditions, and notices. Use of the internet and this website is at your own risk.  Please read carefully.

BillsManager uses up to date technologies and maintains rigorous security standards and procedures with a view to preventing unauthorised access to your data. However messages and information passing over the internet may not be secure and can be intercepted by third parties or incorrectly delivered. The confidentiality of such communications can not, therefore, be guaranteed and you should not divulge personal information over the internet unless you are using a secure or encrypted communications technology.

The terms set out in these pages shall be governed, construed and in accordance with laws of the Republic of Ireland, and users irrevocably agree that the courts of the Republic of Ireland are to have non-exclusive jurisdiction to settle any disputes that may arise out of or in connection with these terms.

If any provision of these terms is determined by a court of competent jurisdiction to be invalid or unenforceable in whole or in part, the validity and the enforceability of the remainder of the provision in question and of the remaining provisions of these terms shall be separate and several and construed and enforceable accordingly and shall continue in full force and effect.

The failure of BillsManager to enforce at any time or for any period any one or more of the terms or conditions of these notices shall not be a waiver of them nor of the right at any time subsequently to enforce all terms and conditions of these notices.

  1. Modification of these terms of use

BillsManager reserves the right to change the terms, conditions, and notices under which the BillsManager Web Site is offered, including but not limited to the charges associated with the use of the BillsManager Web Site. Any and all changes to these terms, conditions and notices will be posted on our site. You are deemed to have accepted and have agreed to be bound by any changes when you use our website after those changes are posted.

  1. Trademark, Logos and links to third party sites

The displaying of any other company’s logo on our website does not in any way imply authorisation, endorsement by or affiliation with these other companies and BillsManager.  All other company names, brand names, trademarks and logos are the property of their respective owners.

The BillsManager Web Site may contain links to other Web Sites (“Linked Sites”). The Linked Sites are not under the control of BillsManager and BillsManager is not responsible for the contents of any Linked Site, including without limitation any link contained in a Linked Site, or any changes or updates to a Linked Site. BillsManager is not responsible for webcasting or any other form of transmission received from any Linked Site. BillsManager is providing these links to you only as a convenience, and the inclusion of any link does not imply endorsement by BillsManager of the site or any association with its operators.

  1. No unlawful or prohibited use

As a condition of your use of the BillsManager Web Site, you warrant to BillsManager that you will not use the BillsManager Web Site for any purpose that is unlawful or prohibited by these terms, conditions, and notices. You may not use the BillsManager Web Site in any manner which could damage, disable, overburden, or impair the BillsManager Web Site or interfere with any other party’s use and enjoyment of the BillsManager Web Site. You may not obtain or attempt to obtain any materials or information through any means not intentionally made available or provided for through the BillsManager Web Sites.

5.     Advertising

Where some parts of the Service are supported by links from advertisers that may be custom matched to you based on information stored in your account, queries made through the use of BillsManager or other information, we do not endorse, warrant or guarantee the products or services available through the our website.

 6. Use of communication services

The BillsManager Web Site may contain bulletin board services, chat areas, news groups, forums, communities, personal web pages, calendars, and/or other message or communication facilities designed to enable you to communicate with the public at large or with a group (collectively, “Communication Services”), you agree to use the Communication Services only to post, send and receive messages and material that are proper and related to the particular Communication Service. By way of example, and not as a limitation, you agree that when using a Communication Service, you will not:

6.1.   Defame, abuse, harass, stalk, threaten or otherwise violate the legal rights (such as rights of privacy and publicity) of others.

6.2.   Publish, post, upload, distribute or disseminate any inappropriate, profane, defamatory, infringing, obscene, indecent or unlawful topic, name, material or information.

6.3.   Upload files that contain software or other material protected by intellectual property laws (or by rights of privacy of publicity) unless you own or control the rights thereto or have received all necessary consents.

6.4.   Upload files that contain viruses, corrupted files, or any other similar software or programs that may damage the operation of another’s computer.

6.5.   Advertise or offer to sell or buy any goods or services for any business purpose, unless such Communication Service specifically allows such messages.

6.6.   Conduct or forward surveys, contests, pyramid schemes or chain letters.

6.7.   Download any file posted by another user of a Communication Service that you know, or reasonably should know, cannot be legally distributed in such manner.

6.8.   Falsify or delete any author attributions, legal or other proper notices or proprietary designations or labels of the origin or source of software or other material contained in a file that is uploaded.

6.9.   Restrict or inhibit any other user from using and enjoying the Communication Services.

6.10.Violate any code of conduct or other guidelines which may be applicable for any particular Communication Service.

6.11.Attempt to decipher, decompile, disassemble, or reverse-engineer any of the software comprising or in any way making up a part of the Service.

6.12.Harvest or otherwise collect information about others, including e-mail addresses, without their consent.

6.13.Violate any applicable laws or regulations.

BillsManager has no obligation to monitor the Communication Services. However, BillsManager reserves the right to review materials posted to a Communication Service and to remove any materials in its sole discretion. BillsManager reserves the right to terminate your access to any or all of the Communication Services at any time without notice for any reason whatsoever. BillsManager reserves the right at all times to disclose any information as necessary to satisfy any applicable law, regulation, legal process or governmental request, or to edit, refuse to post or to remove any information or materials, in whole or in part, in BillsManager sole discretion.

Always use caution when giving out any personally identifying information about yourself or your children in any Communication Service. BillsManager does not control or endorse the content, messages or information found in any Communication Service and, therefore, BillsManager specifically disclaims any liability with regard to the Communication Services and any actions resulting from your participation in any Communication Service. Managers and hosts are not authorized BillsManager spokespersons, and their views do not necessarily reflect those of BillsManager. Materials uploaded to a Communication Service may be subject to posted limitations on usage, reproduction and/or dissemination. You are responsible for adhering to such limitations if you download the materials. 

  1. Materials provided to BillsManager or posted at any BillsManager website

BillsManager does not claim ownership of the materials you provide to BillsManager (including feedback and suggestions) or post, upload, input or submit to any BillsManager Web Site or its associated services (collectively “Submissions”). However, by posting, uploading, inputting, providing or submitting your Submission you are granting BillsManager, its affiliated companies and necessary sub-licensees permission to use your Submission in connection with the operation of their Internet businesses including, without limitation, the rights to: copy, distribute, transmit, publicly display, publicly perform, reproduce, edit, translate and reformat your Submission; and to publish your name in connection with your Submission. No compensation will be paid with respect to the use of your Submission, as provided herein. BillsManager is under no obligation to post or use any Submission you may provide and may remove any Submission at any time in BillsManager sole discretion. By posting, uploading, inputting, providing or submitting your Submission you warrant and represent that you own or otherwise control all of the rights to your Submission as described in this section including, without limitation, all the rights necessary for you to provide, post, upload, input or submit the Submissions.

  1. Liability disclaimer

THE INFORMATION, SOFTWARE, PRODUCTS, AND SERVICES INCLUDED IN OR AVAILABLE THROUGH BILLSMANAGER WEB SITE MAY INCLUDE INACCURACIES OR TYPOGRAPHICAL ERRORS. CHANGES ARE PERIODICALLY ADDED TO THE INFORMATION HEREIN. BILLSMANAGER AND/OR ITS SUPPLIERS MAY MAKE IMPROVEMENTS AND/OR CHANGES IN BILLSMANAGER WEB SITE AT ANY TIME. ADVICE RECEIVED VIA BILLSMANAGER WEB SITE SHOULD NOT BE RELIED UPON FOR PERSONAL, MEDICAL, LEGAL OR FINANCIAL DECISIONS AND YOU SHOULD CONSULT AN APPROPRIATE PROFESSIONAL FOR SPECIFIC ADVICE TAILORED TO YOUR SITUATION, BILLSMANAGER AND/OR ITS SUPPLIERS MAKE NO REPRESENTATIONS ABOUT THE SUITABILITY, RELIABILITY, AVAILABILITY, TIMELINESS, AND ACCURACY OF THE INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS CONTAINED ON THE BILLSMANAGER WEB SITE FOR ANY PURPOSE. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, ALL SUCH INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS ARE PROVIDED “AS IS” WITHOUT WARRANTY OR CONDITION OF ANY KIND. BILLSMANAGER AND/OR ITS SUPPLIERS HEREBY DISCLAIM ALL WARRANTIES AND CONDITIONS WITH REGARD TO THIS INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS, INCLUDING ALL IMPLIED WARRANTIES OR CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL BILLSMANAGER AND/OR ITS SUPPLIERS BE LIABLE FOR ANY DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL, CONSEQUENTIAL DAMAGES OR ANY DAMAGES WHATSOEVER INCLUDING, WITHOUT LIMITATION, DAMAGES FOR LOSS OF USE, DATA OR PROFITS, ARISING OUT OF OR IN ANY WAY CONNECTED WITH THE USE OR PERFORMANCE OF BILLSMANAGER WEB SITE, WITH THE DELAY OR INABILITY TO USE BILLSMANAGER WEB SITE OR RELATED SERVICES, THE PROVISION OF OR FAILURE TO PROVIDE SERVICES, OR FOR ANY INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS OBTAINED THROUGH BILLSMANAGER WEB SITE, OR OTHERWISE ARISING OUT OF THE USE OF THE BILLSMANAGER WEB SITE, WHETHER BASED ON CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY OR OTHERWISE, EVEN IF BILLSMANAGER OR ANY OF ITS SUPPLIERS HAS BEEN ADVISED OF THE POSSIBILITY OF DAMAGES. BECAUSE SOME STATES/JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY TO YOU. IF YOU ARE DISSATISFIED WITH ANY PORTION OF THE BILLSMANAGER WEB SITE, OR WITH ANY OF THESE TERMS OF USE, YOUR SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE USING THE BILLSMANAGER WEB SITE.

9. Termination/access restriction

BillsManager reserves the right, in its sole discretion, to terminate your access to the BillsManager Web Site and the related services or any portion thereof at any time, without notice.

  1. General

To the maximum extent permitted by law, this agreement is governed by the laws of the Republic of Ireland and you hereby consent to the exclusive jurisdiction and venue of courts in all disputes arising out of or relating to the use of the BillsManager Web Site. Use of the BillsManager Web Site is unauthorised in any jurisdiction that does not give effect to all provisions of these terms and conditions, including without limitation this paragraph.

You agree that no joint venture, partnership, employment, or agency relationship exists between you and BillsManager as a result of this agreement or use of the BillsManager Web Site. BillsManager performance of this agreement is subject to existing laws and legal process, and nothing contained in this agreement is in derogation of BillsManager right to comply with governmental, court and law enforcement requests or requirements relating to your use of the BillsManager Web Site or information provided to or gathered by BillsManager with respect to such use. If any part of this agreement is determined to be invalid or unenforceable pursuant to applicable law including, but not limited to, the warranty disclaimers and liability limitations set forth above, then the invalid or unenforceable provision will be deemed superseded by a valid, enforceable provision that most closely matches the intent of the original provision and the remainder of the agreement shall continue in effect. Unless otherwise specified herein, this agreement constitutes the entire agreement between the user and BillsManager with respect to the BillsManager Web Site and it supersedes all prior or contemporaneous communications and proposals, whether electronic, oral or written, between the user and BillsManager with respect to the BillsManager Web Site.

A printed version of this agreement and of any notice given in electronic form shall be admissible in judicial or administrative proceedings based upon or relating to this agreement to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form. It is the express wish to the parties that this agreement and all related documents be drawn up in English.

Email alerts will be sent to the email address you provided on registration. As alerts are not encrypted, we will never include your password in an email. Alerts you create will include information about your bills.  Anyone with access to your email will be able to view the content of these alerts.

We shall not be liable for any delays, failure to deliver, or misdirected delivery of any alert, for any errors in the content of an alert or for any actions taken or not taken by you or any third party in reliance on an alert. No warranty is given that the website shall be available on an uninterrupted basis, and no liability can be accepted in respect of losses or damages arising out of such unavailability

Your email address may be added to our newsletter subscribers list automatically when you register your account. You can unsubscribe from our newsletter at any time.

By providing us with your e-mail address, you agree to receive all required notices electronically, to that e-mail address.

You agree and understand that you are responsible for the confidentiality of your password which, together with your user name, allows you to access your account. If you become aware of any unauthorised use of your user information, change your password and notify us immediately at support@BillsManager.com

We do not provide financial or legal advice and we are not authorised to provide financial advice.

  1. Copyright and trademark notices

Unless specified otherwise, the contents of all the pages contained on this website are the property of BillsManager and all rights are reserved. You may not reproduce any of the contents in any form, except that you are granted a limited licence to permit you to make a transient electronic copy for viewing on-line and to print or download one copy of any page from this website for your personal use. The licence does not permit you to make alterations or additions to, or further copies of, any copies or downloads which you have taken. The grant of this licence is conditional on your agreement to, and compliance with these Terms and Conditions.

You may not copy or incorporate any of the contents of this website into any other work or publication in any form, and no part of this website may be copied to, transmitted to, stored on, or accessed from, any other website, except with the prior written permission of BillsManager.

BillsManager retains all rights in and to the materials and software contained on this website (including any images or files incorporated or generated by the software and any data forming part of the software). You may not distribute or sell the materials or software contained on this website nor are you entitled to alter, modify, reverse engineer or adapt the materials or software contained on this website.

Updated 18th July 2013