In a recent article in the Irish Times I read that shopping around for your household insurance could save you more than €360 per year which was highlighted by a recent National Consumer Agency survey. This survey compared quotes from eight different (more…)
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Make savings on your next Household Insurance Renewal
Make savings on your next Household Insurance Renewal
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To Bill Pay or to Pre Pay, that is the question.
To Bill Pay or to Pre Pay, that is the question.
The most recent survey by The Irish League of Credit Unions shows that nearly 40% of Irish people are still struggling to pay their bills on time and have to sacrifice their spending in other areas to get back on top of their bill payments.
The survey also reveals that hard-pressed householders are considering opting for pre-paid electricity meters in a bid to control costs. It revealed that of those who had already switched to pre pay electricity, (more…)
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Electricity Levy is increased by more than 50% – start saving now
Electricity Levy is increased by more than 50% – start saving now
More increases are only around the corner so start saving now. As if the winter isn’t hard enough for all of us and the ever increasing cost of fuel to keep our homes warm and bright, the Commission for Energy Regulation go ahead and approve an increase in the Public Service Obligation (PSO) levy on all electricity bills. What does this mean to the punter – well instead of paying €27.82 PSO levy per year, from October, we will all be paying €42.87 per year. (more…)
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Save your money for a rainy day.
Save your money for a rainy day.
Save your money for a rainy day is one of many sayings I heard my Grand parents declare very regularly. Always trying to educate and impart essential information for life and living. We probably took it all with a pinch of salt but it starts to ring true when you have a household of your own to run.
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Money brings you happiness
Money brings you happiness
An article in the Irish Times yesterday caught my eye. It said that Ireland ranked 10th best place in the world to grow up. As I read into this more, I noted that it was reporting on a survey published by Unicef, the children’s charity. The research involved 29 countries and found that 86 per cent of children in Ireland were happy with their lives. (more…)
Money doesn’t grow on trees
Do you remember in days gone by, your parents constantly telling you to switch off the lights or to turn off the emersion because “money doesn’t grow on trees”. I remember often replying that actually it did because paper came from trees but I was often met with a not such an amusing quip. (more…)
How to guesstimate for Local Property Tax
Firstly, what is Local Property Tax? It is another bill to pay that was introduced in Budget 2013. This household bill will be due on any building or part of a building that is suitable as a residence. It will be due by owners of Irish property including landlords and owner occupiers alike. (more…)
Start saving now for Water bill due January 2014
According to the Minister for Environment, Phil Hogan, the water charges due to be billed to Irish householders, are still set to be introduced from first of January 2014. That is the official date agreed with the Troika by the government of the day back in 2010.
This is also the first day that the Local Property Tax bill will be due for a full years charge. That is a great way to ring in the new year and is sure to dampen the celebrations normally associated with that time of year. (more…)
Stop impulse buying and control your money
The key to get in control of your money is to plan your spending. Know your numbers. Know exactly what your income is and exactly what your outgoings are. To do this, you will need to keep track of your income and your expenditure.
Most people find it easy to know the income figures as this is normally a fixed amount or amounts paid into a bank account and can be tracked through bank statements and payslips. On the other hand, expenditure is more difficult to keep track of as there are various ways of spending. (more…)
Are you spending more money than you earn?
Most people know how much money they made last month, but have no idea how much money they spent. With many of us relying on credit cards to pay for everyday expenses and worrying about paying when the bills comes in.
In a lot of cases we spend about 10 per cent more each month than we earn and most of the time are blissfully unaware of this fact. We should all know the numbers: how much money (if any), we have left after the bills have been taken care of. We should always know how much money we have to spend before we spend it. BillsManager.com will enable you to know the impact of every spending decision and know at the click of a button if you can really afford the purchase. (more…)
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