The squeeze on household budgets tightened further last month as energy bills and fuel costs came in at much higher than anticipated.  The fluctuations in these household bills very often causes severe pressure on people when they arrive through the letterbox, especially after the Christmas and January period.

This highlights the need for a proper household budget.  A budget that allows for these fluctuations in these bills.  We all know our bills for heat and light are lower in the summer months than in the winter months.  Its not always easy to pay the higher utility bills in February just after the big spend at Christmas and trying to catch up in January.  Just when you think you are on top of the over indulgences, your two monthly electricity and gas bills land on the doormat.

If you had already set up your Billsmanager.com budget this would not have caused you to bat an eyelid.  The money would have been already set aside in your bank account for these bills.  As it is likely these bills were bigger than the normal bills, the account should have enough of a buffer in it to be able to cover them.  This gives you a little longer to make up the difference.

With your BillsManager budget you will know how much you need to save for your bills weekly or monthly.  Spreading the cost of your bills evenly throughout the year means your cash flow is not affected if one of the bills is higher than anticipated.  BillsManager.com will continue to monitor your bills and adjust your budget each time you update your account.

You will have access to a 12 month cash-flow forecast which calculates your projected cash flow for the next 12 month period and will help you make informed spending decisions.  The income and expenditure plan will show you where you stand with all aspects of your spending not just your household bills.